Betriebs­haftpflicht­versicherung richtet sich an jede Art von Selbstständigen oder Unternehmen in Mallorca, Madrid und ganz Spanien.
Betriebs­haftpflicht­versicherung richtet sich an jede Art von Selbstständigen oder Unternehmen in Mallorca, Madrid und ganz Spanien

For any type of self-employment or business in Spain

Civil liability for the performance of the activity

Legal protection & product liability

Liability for accidents at work

General liability insurance

General liability insurance is aimed at any type of self-employed person or company in Spain that may cause damage to a third party in the course of its activity.

The scope of application of general liability insurance is very broad.

Among the most important are the following lines of business:

  • Associations and organisations
  • Food industry
  • Workshops, petrol stations, garages
  • Trade and commerce
  • Real estate
  • Sports facilities
  • Education
  • Transport and storage
  • Entertainment and leisure
  • Cleaning services
  • Business services
  • Livestock, agriculture
  • Catering

Extended coverages are offered for some specific businesses:

Tailored to your needs

Bohemia Mallorca. Ihr deutschsprachiger Versicherungsmakler für Mallorca und ganz Spanien.

What cover is possible with public liability insurance?

  • Activity Liability
  • Liability for accidents at work
  • Water and/or Explosion Damage
  • Tenant’s liability
  • Property liability Claims for damages
  • Claims for damages
  • Liability fo work outside the premises
  • Subsidiary civil liability
  • Accidental pollution liability
  • Product liability
  • Damage to records/documents
  • Legal protection
  • Liability for employees’ property

What is liability insurance?

General civil liability is enshrined in the Civil Code: “Whoever, by act or omission, causes damage to another through fault or negligence, is obliged to compensate for the damage caused. Not only for his own acts or omissions, but also for those of the persons for whom he is responsible…”.

In view of the uncertainty as to the amount of this compensation, civil liability insurance is taken out, the purpose of which is to protect the insured’s assets against claims for damages.

Liability covers several areas:

  • civil liability for activities or work carried out by companies or self-employed persons.
  • civil liability arising from accidents at work
  • liability arising out of the manufacture and distribution of products.

Different types of liability insurance have been developed, adapted to the specific characteristics of different business sectors.
Bohemia Mallorca successfully cooperates with all renowned insurance companies in Spain. This way, our customers benefit twice.

We speak your language

We advise you in your mother tongue.

Advice

Your insurance tailored to your needs.

Experience

Many years of experience in the Spanish insurance market.

Throughout Spain

We offer service throughout Spain.

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Liability insurance for educational establishments

Liability insurance for construction companies

Liability insurance for industry

Event liability insurance

Where do we offer our services?
Bohemia Mallorca is present in Mallorca, Ibiza , the Balearic Islands, Madrid, Barcelona, Alicante, Valencia, Tenerife, Gran Canaria, the Canary Islands and throughout Spain.

Which insurance companies do we work with?
Bohemia Mallorca trusts in the products of all well-known insurance companies in Spain. We can offer insurance from DKV, Zurich, Axa, Reale, Mapfre, Racc, Fiatc, Asisa, Arag, Berkley, Allianz, Hiscox, Generali, Ergo, Agrupació and Helvetia.
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