Gebäude- & Hausrat­versicherungen für Ihre Immobilien in Spanien, Mallorca, Ibiza, Balearen, Kanarische Inseln.
Gebäude- & Hausrat­versicherungen für Ihre Immobilien in Spanien, Mallorca, Ibiza, Balearen, Kanarische Inseln.

Buildings & contents insurance in Mallorca for any type of property

Main residence, holiday home, vacant flat or rental property.

A configurable insurance policy for every type of property

Penthouse flats, lofts, chalets, etc. All the cover you need at the best price.

Protect your home from unforeseen events

No matter if you are away from your second home for a long time.

Different payment options

You decide how you want to pay for your insurance: easily via a bank account or with a credit card.

Building & contents insurance in Mallorca

Tailored to your needs

Bohemia Mallorca Spezialisten für Versicherungen in Madrid, Ibiza, Barcelona und Mallorca.

What cover is available with buildings & contents insurance?

  • Natural hazards
    • Damage to the building caused by flood, rain, hail or snow. Weather-related broken windows and damaged roof. No problem at all.
  • Water damage
    • Water damage A radiator drips and damages the floor. Damage to the insured goods is covered.
  • Total loss (complete building collapse)
    • Your house in Ibiza collapses because of renovation work in the neighbouring house. Buildings insurance and home insurance in Spain will pay you to repair your home.
  • Electrical damage
    • An electrical appliance breaks down because of a power surge. Cover is provided for the electrical damage caused up to the sum insured.
  • Theft / burglary / vandalism
    • Your home in Mallorca is broken into and money or jewellery is stolen from the safe. Your buildings and contents insurance provides cover for the insured property up to 100% of the sum insured.
  • Theft of special valuables
    • Your home is broken into and an antique vase is stolen. You will be reimbursed for the insured capital.
  • Robbery outside the home
    • You, your partner or your children are mugged in the street. You are covered for the insured capital and up to € 150 if cash is stolen from you.
  • Breakage of glass panes, glass and sanitaryware parts
    • The kitchen worktop breaks. You are covered for the costs of a new worktop, its delivery and installation.
  • Third party liability
    • You cause damage to third parties in an accident. Your building and contents insurance will make payments, deposits or legal fees for you.
  • Legal protection
    • If you are involved in a court case, your insurance will cover court and lawyer’s fees up to the insured amount.
  • Cosmetic repairs to the building
    • If tiles in the bathroom break due to a water leak, they will be replaced. If the same tiles cannot be found, the insurance company of the building and contents insurance looks for the most similar tiles.
  • Fire
    • There is a fire or explosion in your home in Spain. Coverage of l00% is provided for the resulting damage.
  • Excessive water consumption
    • A pipe bursts and the water leakage significantly increases your water bill. You will be paid the difference to the usual consumption.
  • Decorative repairs to the contents
    • A leak in the ceiling destroys your bed. Repair or replacement is covered by the insurance.
  • Furniture on the terrace and in the garden
    • If hail damages the garden furniture, the insurance will pay you for a new one.
  • Vandalism by the tenants
    • A tenant damages the kitchen cupboards. Your building insurance and home insurance in Mallorca will take care of the repair.
  • Spoilage of food in the refrigerator
    • Food spoils in the refrigerator due to a power failure. The sum insured provides cover for the spoiled food.
  • Pipe emptying costs without damage
    • If a pipe becomes blocked, a specialist will come to your home to repair it.
  • Comprehensive accident insurance
    • A wall shelf comes loose and various objects are broken. Your insurance takes care of the damage.
  • Assistance 24 hours
    • A window breaks or a water pipe bursts. You can count on assistance 24 hours a day.
  • Temporary uninhabitability
    • Your home on the Balearic Islands becomes uninhabitable. While it is being restored, the rent for a flat suitable for your home will be covered.
  • Loss of rent
    • You suffer loss of rent as a result of a claim. You will be covered for a maximum of 6 months up to 15% of the sum insured for the building. sum insured for the building for the loss of rent during this period.
  • Computer assistance service
    • If you have a problem with your PC, you can request help to fix it online. Otherwise, a computer scientist will be sent to your home.
  • All-rounder service at home
    • If you need to assemble a piece of furniture or replace a tap, a specialist will come to your home and do it for you.

We speak your language

We advise you in your mother tongue.


Your insurance tailored to your needs.


Many years of experience in the Spanish insurance market.

Throughout Spain

We offer service throughout Spain.

Where do we offer our services?
Bohemia Mallorca is present in Mallorca, Ibiza , the Balearic Islands, Madrid, Barcelona, Alicante, Valencia, Tenerife, Gran Canaria, the Canary Islands and throughout Spain.

Which insurance companies do we work with?
Bohemia Mallorca trusts in the products of all well-known insurance companies in Spain. We can offer insurance from DKV, Zurich, Axa, Reale, Mapfre, Racc, Fiatc, Asisa, Arag, Berkley, Allianz, Hiscox, Generali, Ergo, Agrupació and Helvetia.

Our insurance companies

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