Umwelthaftpflichtversicherung für alle Unternehmen in Ibiza, Barcelona und ganz Spanien, die aufgrund ihrer Tätigkeit die Umwelt schädigen können.
Umwelthaftpflichtversicherung für alle Unternehmen in Mallorca, Madrid und ganz Spanien, die aufgrund ihrer Tätigkeit die Umwelt schädigen können.

For companies that can cause damage related to the environment

Cover also against claims for compensation or remediation by the authorities

Protection also in the event of accidental contamination

For operators of environmentally relevant facilities

Environmental liability insurance

Environmental liability insurance is an insurance aimed at all companies that, as a result of their activities, handle toxic substances and may cause damage to the environment.

Environmental liability insurance is an insurance aimed at all companies that, as a result of their activities, handle toxic substances and may cause damage to the environment. An environmentally harmful condition may result from the discharge, dispersion, release, escape, migration or seepage of solid, gaseous or thermal irritants, pollutants, including fumes, soot, smoke, vapours, acids, alkaloids, chemicals, hazardous substances, hazardous materials or waste materials, into the soil and structures, the atmosphere and surface or groundwater.

Bohemia Mallorca Spezialisten für Versicherungen in Madrid, Ibiza, Barcelona und Mallorca.

Tailored to your needs

What coverages are available with environmental liability insurance?

Basic coverage

  • Prevention and Abatement
    • The policy covers the costs of prevention and the costs of mitigation of an environmental incident
  • Personal injury
    • The policy covers the cost of personal injury caused as a result of an environmental incident, both on and off the insured premises
  • Biodiversity damage
    • Including the three levels of repair of Law 26/2007 and its modification in Law 11/2014
  • Cleaning expenses
    • The policy covers clean-up costs for pollution and/or environmental damage both inside and outside the insured premises, due to both accidental and insidious pollution
  • Defences and bonds
    • Guarantees legal protection and the establishment of the necessary bonds in the event that the claim results in legal proceedings

Optional coverages

  • Transport of goods
    • The insurance covers accidents caused during the transport of the insured’s goods, both in the insured’s own vehicles and those of third parties
  • Crisis containment / crisis management
  • Compensation for cessation of activity
    • The policy covers compensation for unrealised profits due to business interruption as a result of an environmental incident
  • CPL (Contractors Caused Environmental Pollution)
    • Protection against environmental damage caused by works or projects commissioned and carried out by a company or its subcontractors. The insurance covers environmental damage caused by operational activities outside the insured risk situations
  • Underground tanks
    • Automatic coverage of underground tanks

What is environmental liability?

What is environmental liability?

Environmental liability obliges companies to prevent and remedy environmental damage. According to the spanish Environmental Liability Act 26/2007 of 23.10.2007, operators who cause or are likely to cause damage to natural resources must take the necessary preventive measures.

Furthermore, in case of damage, companies are obliged to restore natural resources and ensure that they return to their pre-accident state.

The same law requires the preparation of an environmental risk analysis (ARMA) to determine the need for a financial guarantee and, if necessary, to determine the amount of the guarantee.

What is CPL environmental liability insurance?

What is CPL environmental liability insurance?

Environmental liability insurance is used to cover damage caused by the companies or subcontractors you have contracted.

Covers damages or losses of third parties that the insured company is legally obliged to pay as a result of pollution, material damage or repair of damage caused by the company’s activities.

What is environmental damage?

What is environmental damage?

Damage covered by the policy is:

  • Damage to protected natural habitats and species.
  • Water. This includes ecological damage to sea water up to 200 miles from the coast.
  • Damage to the coastline
  • Soil contamination

Environmental liability insurance covers the costs of remediation of natural resources and damage to third parties due to environmental pollution.

Who is environmental insurance for?

Who is environmental insurance for?

This policy is aimed at companies whose activities cause risks to nature. An established register will tell you whether your company needs the environmental policy or not.

What is accidental pollution?

What is accidental pollution?

It is unintentional pollution caused by an extraordinary event.
In other words, it is not part of the normal functioning of the economic activity.

Is it compulsory to take out environmental liability insurance?

Is it compulsory to take out environmental liability insurance?

In principle, all professionals or natural and legal persons who carry out an economic activity that may cause risks to nature are subject to this liability.

Bohemia Mallorca attaches great importance to high quality, especially in the selection of insurance products. This way, our customers benefit twice. You can find us all over Spain.

We speak your language

We advise you in your mother tongue.

Advice

Your insurance tailored to your needs.

Experience

Many years of experience in the Spanish insurance market.

Throughout Spain

We offer our service throughout Spain.

Where do we offer our services?
Bohemia Mallorca is present in Mallorca, Ibiza , the Balearic Islands, Madrid, Barcelona, Alicante, Valencia, Tenerife, Gran Canaria, the Canary Islands and throughout Spain.

Which insurance companies do we work with?
Bohemia Mallorca trusts in the products of all well-known insurance companies in Spain. We can offer insurance from DKV, Zurich, Axa, Reale, Mapfre, Racc, Fiatc, Asisa, Arag, Berkley, Allianz, Hiscox, Generali, Ergo, Agrupació and Helvetia.

Our insurance companies

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