{"id":12488,"date":"2022-04-22T16:32:12","date_gmt":"2022-04-22T14:32:12","guid":{"rendered":"https:\/\/bohemia-mallorca.com\/bohe01\/private-customers\/term-life-insurance\/"},"modified":"2023-07-29T12:05:29","modified_gmt":"2023-07-29T10:05:29","slug":"term-life-insurance","status":"publish","type":"page","link":"https:\/\/bohemia-mallorca.com\/en\/private-customers\/term-life-insurance\/","title":{"rendered":"Term life insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;fixed-back-bild&#8221; el_id=&#8221;risikolebensversicherung&#8221;][vc_column offset=&#8221;vc_hidden-md vc_hidden-sm vc_hidden-xs&#8221;][vc_single_image image=&#8221;42304&#8243; img_size=&#8221;bohe-back&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;fixed-back-bild&#8221;][vc_column offset=&#8221;vc_hidden-lg&#8221;][vc_single_image image=&#8221;42308&#8243; img_size=&#8221;bohe-back&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; full_height=&#8221;yes&#8221; columns_placement=&#8221;bottom&#8221; content_placement=&#8221;bottom&#8221; css_animation=&#8221;none&#8221; el_class=&#8221;super-balke-container-big&#8221;][vc_column][vc_row_inner el_class=&#8221;super-balke-slider&#8221; css=&#8221;.vc_custom_1687194859795{background-color: rgba(249,197,180,0.68) !important;*background-color: rgb(249,197,180) !important;}&#8221;][vc_column_inner][superbalke_father slides=&#8221;4&#8243;][superbalke_son numbericon=&#8221;one&#8221; color=&#8221;rgba(177,211,187,0.55)&#8221; produkt_link=&#8221;url:%23this|title:Term%20life%20insurance|rel:nofollow|&#8221;]<\/p>\n<p><em>Make responsible provisions for all those who are important to you!<\/em><\/p>\n<p>[\/superbalke_son][superbalke_son numbericon=&#8221;two&#8221; color=&#8221;rgba(177,211,187,0.55)&#8221; produkt_link=&#8221;url:%23this|title:Term%20life%20insurance|rel:nofollow|&#8221;]<\/p>\n<p><em>We will find the right life insurance policy to suit your situation<\/em><\/p>\n<p>[\/superbalke_son][superbalke_son numbericon=&#8221;three&#8221; color=&#8221;rgba(177,211,187,0.55)&#8221; produkt_link=&#8221;url:%23this|title:Term%20life%20insurance|rel:nofollow|&#8221;]<\/p>\n<p><em>Now new: 20% discount for Bohemia customers<\/em><\/p>\n<p>[\/superbalke_son][superbalke_son numbericon=&#8221;four&#8221; color=&#8221;rgba(177,211,187,0.55)&#8221; produkt_link=&#8221;url:%23this|title:Term%20life%20insurance|rel:nofollow|&#8221;]<\/p>\n<p><em>Not sure what you need?<br \/>\nThen let us help you!<\/em><\/p>\n<p>[\/superbalke_son][\/superbalke_father][vc_btn title=&#8221;read more&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-down&#8221; link=&#8221;url:%23this|title:Term%20life%20insurance|&#8221; el_id=&#8221;this&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; el_class=&#8221;dunkel&#8221; css=&#8221;.vc_custom_1688732626434{background-color: #a7ded0 !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;<strong>Term life<\/strong> <em>insurance<\/em>&#8221; font_container=&#8221;tag:h1|text_align:left|color:%23c5479c&#8221; el_class=&#8221;invert&#8221;][vc_column_text]<\/p>\n<p>More and more people understand the need to protect their family in case of an accident. Therefore, life insurance is definitely worth considering.<br \/>\nTerm life insurance in Spain is an insurance product that, for a premium, provides financial protection in the event of events such as death or disability of the policyholder.<br \/>\nThe aim is to provide assistance to family members and relatives if one of these events occurs. Term life insurance makes most sense when taken out by the person who brings the main income into the household.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; content_placement=&#8221;top&#8221; el_class=&#8221;super-balke-container-small&#8221;][vc_column css_animation=&#8221;none&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;bullets-block dunkel&#8221; css=&#8221;.vc_custom_1688732635941{background-color: #a7ded0 !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;<strong>Tailored<\/strong> <em>to your needs<\/em>&#8221; font_container=&#8221;tag:p|text_align:left|color:%23c5479c&#8221; css_animation=&#8221;fadeInRight&#8221; el_class=&#8221;heading-size-1 invert&#8221;][vc_custom_heading text=&#8221;What coverages are available with term life insurance?&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Death\n<ul>\n<li>The insurance pays out the guaranteed capital in the event of the death of the insured person<\/li>\n<\/ul>\n<\/li>\n<li>Permanent disability\n<ul>\n<li>The guaranteed capital is paid out in the event of the insured person&#8217;s absolute incapacity for work<\/li>\n<\/ul>\n<\/li>\n<li>Online will\n<ul>\n<li>If you want your will to be in good hands, take advantage of a free service to make your will online<\/li>\n<\/ul>\n<\/li>\n<li>Digital life\n<ul>\n<li>If you die and your loved ones want to close your social media accounts, a team of specialists will do it for you<\/li>\n<\/ul>\n<\/li>\n<li>Telephone advice in the event of death\n<ul>\n<li>If you die and your loved ones do not know what to do, they will be advised on this by specialists<\/li>\n<\/ul>\n<\/li>\n<li>Advice and administration of inheritances\n<ul>\n<li>If your relatives have to settle your inheritance in the event of your death, the insurance company offers you permanent legal assistance by telephone<\/li>\n<\/ul>\n<\/li>\n<li>Medical advice\n<ul>\n<li>If you have doubts about a medicine prescribed to you, for example, you can ask a specialist for more information<\/li>\n<\/ul>\n<\/li>\n<li>Nutritional advice\n<ul>\n<li>If you want to take care of your diet, you can ask for advice from nutrition experts<\/li>\n<\/ul>\n<\/li>\n<li>Loans and mortgages\n<ul>\n<li>Protect your investments with annually updated and decreasing capital<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688732644408{background-color: #a7ded0 !important;}&#8221; el_class=&#8221;dunkel details&#8221;][vc_column css=&#8221;.vc_custom_1657140739686{padding-top: 0px !important;}&#8221;][vc_single_image image=&#8221;17405&#8243; alignment=&#8221;center&#8221; el_class=&#8221;backbild&#8221;][vc_column_text el_class=&#8221;center-row&#8221;]<\/p>\n<p style=\"text-align: center;\">So-called term life insurance policies insure a lump sum or income in the event of the death of the insured. These insurance products guarantee payment of the agreed benefit to the beneficiaries named in the policy if the insured person dies before the policy expires. If the insured person is alive when the contract expires, it is terminated without any consideration for the insurer.<\/p>\n<p style=\"text-align: center;\">Anyone thinking about life insurance is dealing with a situation that no one would like to experience. Thinking about one\u2019s own mortality is very difficult, but may be necessary for the sake of the family.<br \/>\nThis is exactly the task of a life insurance policy:<br \/>\nto provide for the dependents of the person who has taken out the policy.<br \/>\nUnlike other insurance policies that protect the insured, life insurance protects the interests and future of those closest to you.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688732654934{background-color: #a7ded0 !important;}&#8221; el_class=&#8221;dunkel details&#8221;][vc_column][vc_custom_heading text=&#8221;Further descriptions of the insurance modalities:&#8221; font_container=&#8221;tag:h4|text_align:left&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688732663667{background-color: #a7ded0 !important;}&#8221; el_class=&#8221;dunkel two-column-imageback details&#8221;][vc_column css=&#8221;.vc_custom_1690624956491{padding-top: 0px !important;background-image: url(https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2023\/06\/risiko-leben-versicherung-mallorca_quer-jpg.webp?id=42304) !important;}&#8221;][vc_row_inner equal_height=&#8221;yes&#8221; el_id=&#8221;tothetop&#8221; el_class=&#8221;two-columns bild-oben&#8221;][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1688732672377{border-right-width: 1.5rem !important;border-bottom-width: 1.5rem !important;border-left-width: 1.5rem !important;border-left-color: #a7ded0 !important;border-left-style: solid !important;border-right-color: #a7ded0 !important;border-right-style: solid !important;border-bottom-color: #a7ded0 !important;border-bottom-style: solid !important;}&#8221;][vc_custom_heading text=&#8221;What needs will my family have in the future?&#8221; font_container=&#8221;tag:div|text_align:left&#8221; link=&#8221;url:%23block-one|title:What%20needs%20will%20my%20family%20have%20in%20the%20future%3F|&#8221; css=&#8221;.vc_custom_1669402069257{background-color: #ffffff !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1688732680039{border-right-width: 1.5rem !important;border-bottom-width: 1.5rem !important;border-left-width: 1.5rem !important;border-left-color: #a7ded0 !important;border-left-style: solid !important;border-right-color: #a7ded0 !important;border-right-style: solid !important;border-bottom-color: #a7ded0 !important;border-bottom-style: solid !important;}&#8221;][vc_custom_heading text=&#8221;What income will the survivors have when I am no longer around?&#8221; font_container=&#8221;tag:div|text_align:left&#8221; link=&#8221;url:%23block-two|title:What%20income%20will%20the%20survivors%20have%20when%20I%20am%20no%20longer%20around%3F|&#8221; css=&#8221;.vc_custom_1669402078481{background-color: #f9c5b4 !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner equal_height=&#8221;yes&#8221; el_class=&#8221;two-columns bild-oben&#8221;][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1688732686985{border-right-width: 1.5rem !important;border-bottom-width: 1.5rem !important;border-left-width: 1.5rem !important;border-left-color: #a7ded0 !important;border-left-style: solid !important;border-right-color: #a7ded0 !important;border-right-style: solid !important;border-bottom-color: #a7ded0 !important;border-bottom-style: solid !important;}&#8221;][vc_custom_heading text=&#8221;Is this income sufficient?&#8221; font_container=&#8221;tag:div|text_align:left&#8221; link=&#8221;url:%23block-three|title:Is%20this%20income%20sufficient%3F|&#8221; css=&#8221;.vc_custom_1669402087960{background-color: #f3e6ce !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1688732706468{border-right-width: 1.5rem !important;border-bottom-width: 1.5rem !important;border-left-width: 1.5rem !important;border-left-color: #a7ded0 !important;border-left-style: solid !important;border-right-color: #a7ded0 !important;border-right-style: solid !important;border-bottom-color: #a7ded0 !important;border-bottom-style: solid !important;}&#8221;][vc_custom_heading text=&#8221;What benefits are insured?&#8221; font_container=&#8221;tag:div|text_align:left&#8221; link=&#8221;url:%23block-four|title:What%20benefits%20are%20insured%3F|&#8221; css=&#8221;.vc_custom_1669402095729{background-color: #cccccc !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688732714898{background-color: #a7ded0 !important;}&#8221; el_class=&#8221;dunkel details&#8221;][vc_column][vc_row_inner el_id=&#8221;block-one&#8221; el_class=&#8221;blocks&#8221;][vc_column_inner el_class=&#8221;round-center&#8221; css=&#8221;.vc_custom_1654074738864{background-color: #ffffff !important;}&#8221;][vc_column_text]<\/p>\n<p class=\"nopadding\"><strong>What needs will my family have in the future?<\/strong><\/p>\n<p>To make a realistic calculation, the first thing you need is a reference or starting point. For this, we recommend calculating the annual expenses of the last five years.<br \/>\nIn addition, any outstanding debts must be calculated: Mortgages, loans, etc.<\/p>\n<p>Future expenses can also be included. These are costs that are not yet due but are foreseeable. For example, this could be the cost of the child\u2019s first year of studies next year.[\/vc_column_text][vc_btn title=&#8221;Top&#8221; color=&#8221;btn-top&#8221; align=&#8221;right&#8221; link=&#8221;url:%23tothetop|title:top|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;block-two&#8221; el_class=&#8221;blocks&#8221;][vc_column_inner el_class=&#8221;round-center&#8221; css=&#8221;.vc_custom_1654074728668{background-color: #f9c5b4 !important;}&#8221;][vc_column_text]<\/p>\n<p class=\"nopadding\"><strong>What income will the survivors have when I am no longer around?<\/strong><\/p>\n<p>At this point in the analysis, it is important to consider the family\u2019s sources of income that are independent of those of the insured.<br \/>\nDo not forget resources that are an exceptional source of income, such as rent for a flat. Also add any social benefits received: widow\u2019s or widower\u2019s pension, orphan\u2019s pension, etc.[\/vc_column_text][vc_btn title=&#8221;Top&#8221; color=&#8221;btn-top&#8221; align=&#8221;right&#8221; link=&#8221;url:%23tothetop|title:top|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;block-three&#8221; el_class=&#8221;blocks&#8221;][vc_column_inner el_class=&#8221;round-center&#8221; css=&#8221;.vc_custom_1654074773611{background-color: #f3e6ce !important;}&#8221;][vc_column_text]<\/p>\n<p class=\"nopadding\"><strong>Is this income sufficient?<\/strong><\/p>\n<p>If the sum of this income is not sufficient, the answer to this question is clear:<br \/>\nYou and your family need life insurance.<br \/>\nWith term life insurance, you can sleep soundly because the balance is maintained.[\/vc_column_text][vc_btn title=&#8221;Top&#8221; color=&#8221;btn-top&#8221; align=&#8221;right&#8221; link=&#8221;url:%23tothetop|title:top|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_id=&#8221;block-four&#8221; el_class=&#8221;blocks dunkel&#8221;][vc_column_inner el_class=&#8221;round-center&#8221; css=&#8221;.vc_custom_1654074813455{background-color: #cccccc !important;}&#8221;][vc_column_text]<\/p>\n<p class=\"nopadding\"><strong>What benefits are insured?<\/strong><\/p>\n<p class=\"nopadding\"><em>Life insurance cover<\/em><br \/>\nThe main guarantee of a life insurance policy is the coverage of the natural death of the insured person.<\/p>\n<p>Other coverages can be included in addition:<br \/>\n<em><br \/>\nPermanent and absolute disability<\/em><br \/>\nIn the event of total disability, the agreed capital is paid out to the insured person.<br \/>\n<em><br \/>\nTotal and permanent disability (occupational disability)<\/em><br \/>\nIn this case, the agreed capital is paid out to the insured person.<br \/>\n<em><br \/>\nDouble capital in the event of an accident<\/em><br \/>\nIn the event of accidental death or disability, the insured person receives double the capital sum insured in the main guarantee.<br \/>\n<em><br \/>\nTriple capital in the event of a traffic accident<\/em><br \/>\nIn the event of death or disability as a result of a traffic accident, the insured person receives three times the capital sum insured in the main guarantee.<br \/>\n<em><br \/>\nSerious illness<\/em><br \/>\nIf the insured person is diagnosed with a specific illness, the company will pay out the insured capital.<\/p>\n<p><strong>Insurance options<\/strong><\/p>\n<ul class=\"nopadding\">\n<li>Death<\/li>\n<li>Death by accident<\/li>\n<li>Death due to traffic accident<\/li>\n<li>Permanent and absolute disability (PPI)<\/li>\n<li>Permanent and absolute disability due to an accident<\/li>\n<li>Permanent and absolute incapacity due to a traffic accident<\/li>\n<li>Permanent and total incapacity (IPT)<\/li>\n<li>Serious illnesses<\/li>\n<li>Early death benefit in the event of a terminal illness with a life expectancy of less than 12 months.<\/li>\n<li>Terminal illness with a life expectancy of less than 12 months<\/li>\n<li>Additional lump sum in case of joint death of the insured and his\/her spouse or civil partner as a result of road accident leaving joint children below 18 years of age.<\/li>\n<\/ul>\n<p><strong>Additional services:<\/strong><\/p>\n<ul class=\"nopadding\">\n<li>Online will for you and your spouse or unmarried partner<\/li>\n<li>Second medical opinion<\/li>\n<li>24-hour telephone for medical advice<\/li>\n<li>Telephone nutritional<\/li>\n<li>Advice VIP services, with personal assistant<\/li>\n<li>Digital end-of-life management<\/li>\n<li>Telephone advice in the event of death<\/li>\n<li>Advice and administration of inheritances<\/li>\n<\/ul>\n<p><strong>Modality of tariff:<\/strong><\/p>\n<ul class=\"nopadding\">\n<li>Annually renewable tariff<\/li>\n<li>Single payment<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_btn title=&#8221;Top&#8221; color=&#8221;btn-top&#8221; align=&#8221;right&#8221; link=&#8221;url:%23tothetop|title:top|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688732725208{background-color: #a7ded0 !important;}&#8221; el_class=&#8221;super-balke-container-big&#8221;][vc_column][vc_row_inner el_class=&#8221;super-balke-slider&#8221; css=&#8221;.vc_custom_1689564181065{background-color: rgba(249,197,180,0.68) !important;*background-color: rgb(249,197,180) !important;}&#8221;][vc_column_inner][superbalke_father slides=&#8221;4&#8243;][superbalke_son color=&#8221;rgba(177,211,187,0.55)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>We speak your language<\/em><\/p>\n<p>We advise you in your mother tongue.[\/superbalke_son][superbalke_son color=&#8221;rgba(177,211,187,0.55)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Advice<\/em><\/p>\n<p>Your insurance tailored to your needs.[\/superbalke_son][superbalke_son color=&#8221;rgba(177,211,187,0.55)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Experience<\/em><\/p>\n<p>Many years of experience in the Spanish insurance market.[\/superbalke_son][superbalke_son color=&#8221;rgba(177,211,187,0.55)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Throughout Spain<\/em><\/p>\n<p>We offer service throughout Spain.[\/superbalke_son][\/superbalke_father][vc_btn title=&#8221;more details&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-down&#8221; align=&#8221;center&#8221; link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221; el_class=&#8221;bohe-open-weitere&#8221;][vc_btn title=&#8221;close&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-up&#8221; align=&#8221;center&#8221; link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221; el_class=&#8221;bohe-close-weitere&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688732733432{background-color: #a7ded0 !important;}&#8221; el_class=&#8221;dunkel&#8221;][vc_column][vc_row_inner el_id=&#8221;contact-forms&#8221;][vc_column_inner width=&#8221;1\/2&#8243; el_id=&#8221;anfrage&#8221;][vc_btn title=&#8221;Calculate offer&#8221; shape=&#8221;square&#8221; color=&#8221;btn-weiter-small&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; el_class=&#8221;bohe-anfrage-open&#8221; link=&#8221;url:%23|title:Calculate%20offer|rel:nofollow|&#8221; css=&#8221;.vc_custom_1687195337833{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; el_id=&#8221;termin&#8221;][vc_btn title=&#8221;Arrange appointment&#8221; shape=&#8221;square&#8221; color=&#8221;btn-weiter-small&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; el_class=&#8221;bohe-termin-open&#8221; link=&#8221;url:%23|title:Arrange%20appointment|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;forms-newdetails&#8221;][vc_column][vc_row_inner el_class=&#8221;form-back&#8221;][vc_column_inner][vc_raw_html el_class=&#8221;getform&#8221;][\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;anfrage&#8221; el_id=&#8221;tripetto_71&#8243;][vc_column_inner][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;termin&#8221; el_id=&#8221;tripetto_43|booking_term-life-insurance&#8221;][vc_column_inner][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688732742385{background-color: #a7ded0 !important;}&#8221; 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full_width=&#8221;stretch_row_content_no_spaces&#8221; css=&#8221;.vc_custom_1679967528070{background-color: #f4ebd0 !important;}&#8221; el_class=&#8221;dunkel&#8221;][vc_column]<div class=\"wpb_content_element footer-line dunkel\">Didn't find what you were looking for? <a href=\"\/en\/contact\/\" class=\"bohe-weiter\">Write to us<\/a><\/div>[vc_custom_heading text=&#8221;Our insurance companies&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; link=&#8221;url:%2Fen%2Four-insurance-companies%2F|title:Our%20insurance%20companies|&#8221; el_class=&#8221;heading-size-3&#8243;]\t\n\t\t<div id=\"gs_logo_area_1\" class=\"gs_logo_area gs_logo_area_1 slider1\" style=\"opacity: 0; visibility: hidden;\">\n\t\t\t<div class=\"gs_logo_area--inner\">\n\t\n\t\t\t\t\n<div class=\"gs_logo_container gs_carousel_swiper gs_logo_fix_height_and_center\" 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src=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2023\/07\/calife_by_mgcmutua.png\" class=\"gs-logo--img wp-post-image\" alt=\"CA Life by MGC Mutua seguros Mallorca\" title=\"CA Life by MGC Mutua\" \/>\n\t\t\t\t\t<!-- Logo Title -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<!-- Logo Category -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"gs_logo_single--wrapper\">\n\t\t\t\t<div class=\"gs_logo_single\">\n\n\t\t\t\t\t<!-- Logo Img -->\n\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"127\" src=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Caser-Seguros-Mallorca-Versicherung-Spanien-e1743351789482.png\" class=\"gs-logo--img wp-post-image\" alt=\"Caser seguros\" title=\"Caser\" \/>\n\t\t\t\t\t<!-- Logo Title -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<!-- Logo Category -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"gs_logo_single--wrapper\">\n\t\t\t\t<div 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alt=\"Helvetia seguros Mallorca\" title=\"helvetia\" \/>\n\t\t\t\t\t<!-- Logo Title -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<!-- Logo Category -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"gs_logo_single--wrapper\">\n\t\t\t\t<div class=\"gs_logo_single\">\n\n\t\t\t\t\t<!-- Logo Img -->\n\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Hiscox-Seguros-Mallorca-Versicherung-Spanien-300x300.png\" class=\"gs-logo--img wp-post-image\" alt=\"Hiscox seguros\" title=\"Hiscox\" srcset=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Hiscox-Seguros-Mallorca-Versicherung-Spanien-300x300.png 300w, https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Hiscox-Seguros-Mallorca-Versicherung-Spanien-e1743351769424-150x150.png 150w, https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Hiscox-Seguros-Mallorca-Versicherung-Spanien-768x768.png 768w, 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