{"id":12405,"date":"2022-04-22T15:41:05","date_gmt":"2022-04-22T13:41:05","guid":{"rendered":"https:\/\/bohemia-mallorca.com\/bohe01\/private-customers\/condominium-owners-associations-3\/"},"modified":"2023-07-29T10:57:55","modified_gmt":"2023-07-29T08:57:55","slug":"condominium-owners-associations","status":"publish","type":"page","link":"https:\/\/bohemia-mallorca.com\/en\/private-customers\/condominium-owners-associations\/","title":{"rendered":"Condominium owners&#8217; associations"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;fixed-back-bild&#8221; el_id=&#8221;eigentuemergemeinschaften&#8221;][vc_column offset=&#8221;vc_hidden-md vc_hidden-sm vc_hidden-xs&#8221;][vc_single_image image=&#8221;42214&#8243; img_size=&#8221;bohe-back&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;fixed-back-bild&#8221;][vc_column offset=&#8221;vc_hidden-lg&#8221;][vc_single_image image=&#8221;42210&#8243; img_size=&#8221;bohe-back&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; full_height=&#8221;yes&#8221; columns_placement=&#8221;bottom&#8221; content_placement=&#8221;bottom&#8221; css_animation=&#8221;none&#8221; el_class=&#8221;super-balke-container-big&#8221;][vc_column][vc_row_inner el_class=&#8221;super-balke-slider&#8221; css=&#8221;.vc_custom_1688534559499{background-color: rgba(105,112,88,0.6) !important;*background-color: rgb(105,112,88) !important;}&#8221;][vc_column_inner][superbalke_father slides=&#8221;4&#8243;][superbalke_son numbericon=&#8221;one&#8221; color=&#8221;rgba(108,232,187,0.95)&#8221; produkt_link=&#8221;url:%23this|title:Condominium%20owners%27%20associations|rel:nofollow|&#8221;]<em>We adapt to every community<\/em>[\/superbalke_son][superbalke_son numbericon=&#8221;two&#8221; color=&#8221;rgba(108,232,187,0.95)&#8221; produkt_link=&#8221;url:%23this|title:Condominium%20owners%27%20associations|rel:nofollow|&#8221;]<em>Covered is of course locksmith, glass and electricity emergencies. Damage to the building, 100%<\/em>[\/superbalke_son][superbalke_son numbericon=&#8221;three&#8221; color=&#8221;rgba(108,232,187,0.95)&#8221; produkt_link=&#8221;url:%23this|title:Condominium%20owners%27%20associations|rel:nofollow|&#8221;]<em>24-hour service, 365 days a year<\/em>[\/superbalke_son][superbalke_son numbericon=&#8221;four&#8221; color=&#8221;rgba(108,232,187,0.95)&#8221; produkt_link=&#8221;url:%23this|title:Condominium%20owners%27%20associations|rel:nofollow|&#8221;]<em>Enjoy up to 20% discount<\/em>[\/superbalke_son][\/superbalke_father][vc_btn title=&#8221;read more&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-down&#8221; link=&#8221;url:%23this|title:Condominium%20owners%27%20associations|&#8221; el_id=&#8221;this&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688534650816{background-color: #917d7d !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Condominium owners&#8217; associations&#8221; font_container=&#8221;tag:h1|text_align:left&#8221;][bohe_carousel_father vertikalalign=&#8221;slider-center&#8221;][bohe_carousel_son contentheader=&#8221;&#8221;]<img decoding=\"async\" class=\"size-thumbnail wp-image-16490 alignleft\" src=\"\/wp-content\/uploads\/2022\/06\/bohemia_icon.svg\" alt=\"Bohemia icon\" width=\"90\" height=\"90\">Condominium owners&#8217; associations, be they properties, semi-detached houses or chalets, have common areas and contents (furniture, works of art, sports facilities, swimming pools, etc.). These are exposed to risks that can lead to their deterioration or destruction and give rise to claims by third parties.[\/bohe_carousel_son][bohe_carousel_son contentheader=&#8221;&#8221;]<img decoding=\"async\" class=\"size-thumbnail wp-image-16490 alignleft\" src=\"\/wp-content\/uploads\/2022\/06\/bohemia_icon.svg\" alt=\"Bohemia icon\" width=\"90\" height=\"90\">It is therefore very important to ensure comprehensive protection with a tailor-made insurance policy.<br \/>\nInsurance for condominium owners\u2019 associations in Spain includes the usual guarantees for fire, lightning and explosion, atmospheric phenomena, floods, malicious acts, exposure to smoke or soot, impact from animals and vehicles, sound waves, electrical damage and accidental spillage or leakage of liquids, legal defence and specialist assistance.[\/bohe_carousel_son][bohe_carousel_son contentheader=&#8221;&#8221;]<img decoding=\"async\" class=\"size-thumbnail wp-image-16490 alignleft\" src=\"\/wp-content\/uploads\/2022\/06\/bohemia_icon.svg\" alt=\"Bohemia icon\" width=\"90\" height=\"90\">In addition, coverages can cover only common elements or additionally private elements.<br \/>\nIt is important to analyse the type of community (number of neighbours, age of the building or buildings) to determine the required coverage. Including coverage of private elements in the community policy is not always advisable.<br \/>\nIn recent years, community insurance has evolved greatly, both in terms of coverage and premiums.<br \/>\nNow is a good time to review your policy. You can easily improve your cover and lower your premium.[\/bohe_carousel_son][\/bohe_carousel_father][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; content_placement=&#8221;top&#8221; el_class=&#8221;super-balke-container-small&#8221;][vc_column css_animation=&#8221;none&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688534658453{background-color: #917d7d !important;}&#8221; el_class=&#8221;bullets-block&#8221;][vc_column css_animation=&#8221;none&#8221;][vc_custom_heading text=&#8221;<strong>Tailored<\/strong> <em>to your needs<\/em>&#8221; font_container=&#8221;tag:p|text_align:left|color:%232b5336&#8243; css_animation=&#8221;slideInRight&#8221; el_class=&#8221;heading-size-1 invert&#8221;][vc_custom_heading text=&#8221;What cover is available under an insurance policy for owners&#8217; associations?&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Basic guarantees\n<ul>\n<li>Fire, explosion and lightning<\/li>\n<li>Impact damage (objects, vehicles)<\/li>\n<li>Blockages and breaks in municipal water systems<\/li>\n<li>Floods<\/li>\n<li>Malicious acts or vandalism<\/li>\n<li>Breakage of glass<\/li>\n<li>Electrical damage<\/li>\n<li>Natural risks (wind, rain, hail and snow)<\/li>\n<li>Aesthetic restoration and reconstruction of gardens<\/li>\n<li>Costs for fire brigade, debris removal, sweeping and mud removal<\/li>\n<li>Theft and damage due to attempted theft (fixed parts of the building, decorative elements, fixtures, goods located in corridors and staircases)<\/li>\n<li>Civil liability (derived from ownership of the property and garages, car parks, swimming pools, green areas and common services)<\/li>\n<li>Damage to underground gas and electricity lines<\/li>\n<li>Personal accidents of security service personnel (porters, cleaners, etc.)<\/li>\n<li>Legal defence, deposits and court costs<\/li>\n<li>Emergency services<\/li>\n<\/ul>\n<\/li>\n<li>Optional guarantees\n<ul>\n<li>Water damage in the private sector<\/li>\n<li>Locating and unblocking costs (with and without damage)<\/li>\n<li>Pest control and prevention<\/li>\n<li>Glass breakage in the private sector<\/li>\n<li>Aesthetic damage<\/li>\n<li>Water damage repair without damage<\/li>\n<li>Civil liability for real estate in the private sphere<\/li>\n<li>Repair, remodelling or decoration work<\/li>\n<li>Non-payment of community contributions<\/li>\n<li>Accidents at work<\/li>\n<li>Legal assistance for co-owners and board of directors<\/li>\n<li>Defence in legal cases<\/li>\n<li>Machine breakdown (heating system)<\/li>\n<li>Parking vehicles<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688534665971{background-color: #917d7d !important;}&#8221; el_class=&#8221;two-column-imageback details&#8221;][vc_column css=&#8221;.vc_custom_1690620586341{background-image: url(https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2023\/06\/eigentuemergemeinschaft-versicherung-spanien_quer-jpg.webp?id=42214) !important;}&#8221;][vc_row_inner equal_height=&#8221;yes&#8221; el_id=&#8221;tothetop&#8221; el_class=&#8221;two-columns&#8221;][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1688534673355{border-right-width: 1.5rem !important;border-bottom-width: 1.5rem !important;border-left-width: 1.5rem !important;border-left-color: #917d7d !important;border-left-style: solid !important;border-right-color: #917d7d !important;border-right-style: solid !important;border-bottom-color: #917d7d !important;border-bottom-style: solid !important;}&#8221;][vc_custom_heading text=&#8221;Is it compulsory in Spain to take out an owners\u2019 association insurance policy?&#8221; font_container=&#8221;tag:div|text_align:left|color:%232b5336&#8243; link=&#8221;url:%23block-one|title:Is%20it%20compulsory%20to%20take%20out%20an%20owners%E2%80%99%20association%20insurance%20policy%3F|&#8221; css=&#8221;.vc_custom_1674555260638{background-color: #dad0d0 !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1688534681152{border-right-width: 1.5rem !important;border-bottom-width: 1.5rem !important;border-left-width: 1.5rem !important;border-left-color: #917d7d !important;border-left-style: solid !important;border-right-color: #917d7d !important;border-right-style: solid !important;border-bottom-color: #917d7d !important;border-bottom-style: solid !important;}&#8221;][vc_custom_heading text=&#8221;What does community insurance cover?&#8221; font_container=&#8221;tag:div|text_align:left|color:%232b5336&#8243; link=&#8221;url:%23block-two|title:What%20does%20community%20insurance%20cover%3F|&#8221; css=&#8221;.vc_custom_1668763270508{background-color: #9dd3c7 !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688534688619{background-color: #917d7d !important;}&#8221; el_class=&#8221;details&#8221;][vc_column][vc_row_inner el_class=&#8221;blocks dunkel&#8221; el_id=&#8221;block-one&#8221;][vc_column_inner el_class=&#8221;round-center&#8221; css=&#8221;.vc_custom_1654024668776{background-color: #dad0d0 !important;}&#8221;][vc_column_text]<strong>Is it compulsory in Spain to take out an owners\u2019 association insurance policy?<\/strong><br \/>\nNationally, there is no rule or obligation for a condominium owners\u2019 association to take out a policy.<br \/>\nHowever, there are regional regulations that may require the purchase of this insurance. For example, condominium owners\u2019 associations in the municipalities of Madrid and Valencia are required to take out community insurance that covers the risk of fire and damage to third parties.<br \/>\nBohemia Mallorca successfully cooperates with all renowned insurance companies in Spain.[\/vc_column_text][vc_btn title=&#8221;Top&#8221; color=&#8221;btn-top&#8221; align=&#8221;right&#8221; link=&#8221;url:%23tothetop|title:top|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;blocks dunkel&#8221; el_id=&#8221;block-two&#8221;][vc_column_inner el_class=&#8221;round-center&#8221; css=&#8221;.vc_custom_1654024897084{background-color: #9dd3c7 !important;}&#8221;][vc_column_text]<strong>What does community insurance cover?<\/strong><br \/>\nJust as motorbike insurance and truck insurance are not the same thing, the first thing we need to understand about insurance of this type is the difference between a private building with one owner and a condominium owners\u2019 association for a building where several neighbours live.<br \/>\nFor this reason, it is very important to know what coverage this type of insurance includes.<br \/>\nWithin this type of coverage, insurers usually include the following coverages. There may be differences from one insurer to another.<\/p>\n<ul>\n<li><em>Civil liability<\/em><br \/>\nCoverage in case of receiving compensation claims for damages caused to third parties. For example, if an element of the fa\u00e7ade falls down or comes loose and injures someone, this cover will be responsible for compensation. Also in the event of a break in a communal pipe and damage to property by the building\u2019s occupants.<\/li>\n<li><em>Legal advice<\/em><br \/>\nUsually from the insurer\u2019s solicitors or reimbursement of costs in protocols from community solicitors.<\/li>\n<li><em>Fire<\/em><br \/>\nThis cover insures the neighbouring community against damage caused by fire, explosions, direct exposure to lightning or abnormal electrical currents.<\/li>\n<li><em>Vandalism and theft<\/em><br \/>\nCoverage for vandalism or rioting that results in property damage to the building.<\/li>\n<li><em>Water damage<\/em><br \/>\nGuarantee for floods, leaks and other damage that may occur within the community.<\/li>\n<li><em>Breakage of windows and crystals of community elements.<\/em><br \/>\nCover for accidental breakage of community windows and crystals.<\/li>\n<li><em>Intervention of fire and rescue services<\/em><br \/>\nReimbursement of costs caused by the intervention of fire and rescue services for the application of measures to limit or eliminate the consequences of the incident. Demolition and debris removal<\/li>\n<\/ul>\n<p>The average insurance price for a condominium owners\u2019 association is not easy to calculate. It can range from 600 to 2,500 euros, depending on the building, number of neighbours, guarantees, etc.<br \/>\nThe possibility of contracting a franchise is another factor to consider when determining the price of this insurance. The aim of the insurance franchise is to reduce the annual premium of the policy for the condominium owners\u2019 association. In return, the condominium owners\u2019 association covers an agreed amount of damages itself and the rest is covered by the insurance company.[\/vc_column_text][vc_btn title=&#8221;Top&#8221; color=&#8221;btn-top&#8221; align=&#8221;right&#8221; link=&#8221;url:%23tothetop|title:top|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688534696753{background-color: #917d7d !important;}&#8221; el_class=&#8221;super-balke-container-big&#8221;][vc_column][vc_row_inner el_class=&#8221;super-balke-slider&#8221; css=&#8221;.vc_custom_1689558939153{background-color: rgba(105,112,88,0.6) !important;*background-color: rgb(105,112,88) !important;}&#8221;][vc_column_inner][superbalke_father slides=&#8221;4&#8243;][superbalke_son color=&#8221;rgba(108,232,187,0.95)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>We speak your language<\/em><\/p>\n<p>We advise you in your mother tongue.[\/superbalke_son][superbalke_son color=&#8221;rgba(108,232,187,0.95)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Advice<\/em><\/p>\n<p>Your insurance tailored to your needs.[\/superbalke_son][superbalke_son color=&#8221;rgba(108,232,187,0.95)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Experience<\/em><\/p>\n<p>Many years of experience in the Spanish insurance market.[\/superbalke_son][superbalke_son color=&#8221;rgba(108,232,187,0.95)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Throughout Spain<\/em><\/p>\n<p>We offer service throughout Spain.[\/superbalke_son][\/superbalke_father][vc_btn title=&#8221;more details&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-down&#8221; align=&#8221;center&#8221; link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221; el_class=&#8221;bohe-open-weitere&#8221;][vc_btn title=&#8221;close&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-up&#8221; align=&#8221;center&#8221; link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221; el_class=&#8221;bohe-close-weitere&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688534705613{background-color: #917d7d !important;}&#8221;][vc_column][vc_row_inner el_id=&#8221;contact-forms&#8221;][vc_column_inner width=&#8221;1\/2&#8243; el_id=&#8221;anfrage&#8221;][vc_btn title=&#8221;Calculate offer&#8221; shape=&#8221;square&#8221; color=&#8221;btn-weiter-small&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; el_class=&#8221;bohe-anfrage-open&#8221; link=&#8221;url:%23|title:Calculate%20offer|rel:nofollow|&#8221; css=&#8221;.vc_custom_1687122603084{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; el_id=&#8221;termin&#8221;][vc_btn title=&#8221;Arrange appointment&#8221; shape=&#8221;square&#8221; color=&#8221;btn-weiter-small&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; el_class=&#8221;bohe-termin-open&#8221; link=&#8221;url:%23|title:Arrange%20appointment|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; el_class=&#8221;forms-newdetails&#8221;][vc_column][vc_row_inner el_class=&#8221;form-back&#8221;][vc_column_inner][vc_raw_html el_class=&#8221;getform&#8221;][\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;anfrage&#8221; el_id=&#8221;tripetto_56&#8243;][vc_column_inner][\/vc_column_inner][\/vc_row_inner][vc_row_inner el_class=&#8221;termin&#8221; el_id=&#8221;tripetto_43|booking_condominium-owners-associations&#8221;][vc_column_inner][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688534713147{background-color: #917d7d !important;}&#8221;][vc_column][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; css=&#8221;.vc_custom_1679951166738{background-color: #f4ebd0 !important;}&#8221; el_class=&#8221;dunkel&#8221;][vc_column]<div class=\"wpb_content_element footer-line dunkel\">Didn't find what you were looking for? <a href=\"\/en\/contact\/\" class=\"bohe-weiter\">Write to us<\/a><\/div>[vc_custom_heading text=&#8221;Our insurance companies&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; link=&#8221;url:%2Fen%2Four-insurance-companies%2F|title:Our%20insurance%20companies|&#8221; el_class=&#8221;heading-size-3&#8243;]\t\n\t\t<div id=\"gs_logo_area_1\" class=\"gs_logo_area gs_logo_area_1 slider1\" style=\"opacity: 0; visibility: hidden;\">\n\t\t\t<div class=\"gs_logo_area--inner\">\n\t\n\t\t\t\t\n<div class=\"gs_logo_container gs_carousel_swiper gs_logo_fix_height_and_center\" 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src=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2023\/07\/calife_by_mgcmutua.png\" class=\"gs-logo--img wp-post-image\" alt=\"CA Life by MGC Mutua seguros Mallorca\" title=\"CA Life by MGC Mutua\" \/>\n\t\t\t\t\t<!-- Logo Title -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<!-- Logo Category -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"gs_logo_single--wrapper\">\n\t\t\t\t<div class=\"gs_logo_single\">\n\n\t\t\t\t\t<!-- Logo Img -->\n\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"127\" src=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Caser-Seguros-Mallorca-Versicherung-Spanien-e1743351789482.png\" class=\"gs-logo--img wp-post-image\" alt=\"Caser seguros\" title=\"Caser\" \/>\n\t\t\t\t\t<!-- Logo Title -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<!-- Logo Category -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"gs_logo_single--wrapper\">\n\t\t\t\t<div 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alt=\"Helvetia seguros Mallorca\" title=\"helvetia\" \/>\n\t\t\t\t\t<!-- Logo Title -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<!-- Logo Category -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"gs_logo_single--wrapper\">\n\t\t\t\t<div class=\"gs_logo_single\">\n\n\t\t\t\t\t<!-- Logo Img -->\n\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Hiscox-Seguros-Mallorca-Versicherung-Spanien-300x300.png\" class=\"gs-logo--img wp-post-image\" alt=\"Hiscox seguros\" title=\"Hiscox\" srcset=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Hiscox-Seguros-Mallorca-Versicherung-Spanien-300x300.png 300w, https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Hiscox-Seguros-Mallorca-Versicherung-Spanien-e1743351769424-150x150.png 150w, https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Hiscox-Seguros-Mallorca-Versicherung-Spanien-768x768.png 768w, 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