{"id":10965,"date":"2022-04-18T00:41:10","date_gmt":"2022-04-17T22:41:10","guid":{"rendered":"https:\/\/bohemia-mallorca.com\/bohe01\/business-customers\/company-health-insurance\/"},"modified":"2023-07-29T13:06:35","modified_gmt":"2023-07-29T11:06:35","slug":"company-health-insurance","status":"publish","type":"page","link":"https:\/\/bohemia-mallorca.com\/en\/business-customers\/company-health-insurance\/","title":{"rendered":"Company health insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;fixed-back-bild&#8221; el_id=&#8221;betriebskrankenversicherung&#8221;][vc_column offset=&#8221;vc_hidden-md vc_hidden-sm vc_hidden-xs&#8221;][vc_single_image image=&#8221;42388&#8243; img_size=&#8221;bohe-back&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; el_class=&#8221;fixed-back-bild&#8221;][vc_column offset=&#8221;vc_hidden-lg&#8221;][vc_single_image image=&#8221;42384&#8243; img_size=&#8221;bohe-back&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; full_height=&#8221;yes&#8221; columns_placement=&#8221;bottom&#8221; content_placement=&#8221;bottom&#8221; css_animation=&#8221;none&#8221; el_class=&#8221;super-balke-container-big&#8221;][vc_column][vc_row_inner el_class=&#8221;super-balke-slider&#8221; css=&#8221;.vc_custom_1688821870506{background-color: rgba(177,211,187,0.65) !important;*background-color: rgb(177,211,187) !important;}&#8221;][vc_column_inner][superbalke_father slides=&#8221;4&#8243; fade=&#8221;false&#8221;][superbalke_son numbericon=&#8221;one&#8221; produkt_link=&#8221;url:%23this|title:Company%20health%20insurance|rel:nofollow|&#8221; color=&#8221;rgba(82,66,23,0.54)&#8221;]<em>Increases the attractiveness of your company<\/em>[\/superbalke_son][superbalke_son numbericon=&#8221;two&#8221; produkt_link=&#8221;url:%23this|title:Company%20health%20insurance|rel:nofollow|&#8221; color=&#8221;rgba(82,66,23,0.54)&#8221;]<em>Healthy, motivated and productive workforce<\/em>[\/superbalke_son][superbalke_son numbericon=&#8221;three&#8221; produkt_link=&#8221;url:%23this|title:Company%20health%20insurance|rel:nofollow|&#8221; color=&#8221;rgba(82,66,23,0.54)&#8221;]<em>Increased employee satisfaction<\/em>[\/superbalke_son][superbalke_son numbericon=&#8221;four&#8221; produkt_link=&#8221;url:%23this|title:Company%20health%20insurance|rel:nofollow|&#8221; color=&#8221;rgba(82,66,23,0.54)&#8221;]<em>Reduction of absenteeism due to illness<\/em>[\/superbalke_son][\/superbalke_father][vc_btn title=&#8221;read more&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-down&#8221; link=&#8221;url:%23this|title:Company%20health%20insurance|&#8221; el_id=&#8221;this&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688822015758{background-color: #63856f !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;<strong>Company health<\/strong> <em>insurance<\/em>&#8221; font_container=&#8221;tag:h1|text_align:left|color:%2364CEBB&#8221; el_class=&#8221;invert&#8221;][bohe_carousel_father vertikalalign=&#8221;slider-center&#8221;][bohe_carousel_son contentheader=&#8221;&#8221;]<\/p>\n<p style=\"text-align: left;\"><img decoding=\"async\" class=\"size-thumbnail wp-image-16490 alignnone\" src=\"\/wp-content\/uploads\/2022\/06\/bohemia_icon.svg\" alt=\"Bohemia logo\" width=\"100\" height=\"100\"><\/p>\n<p><strong>A company health insurance policy<\/strong><br \/>\nis a group health insurance policy designed specifically for a group or group of people with a common connection. As a rule, these are companies. It covers health care and has different coverages depending on the contract. As a rule, these are companies. It covers health care and has different coverages depending on the contract.[\/bohe_carousel_son][bohe_carousel_son contentheader=&#8221;&#8221;]<strong>What benefits does company health insurance offer?<\/strong><br \/>\nThe company health insurance cover includes consultations with general practitioners as well as all medical specialities.<br \/>\nIt also includes the necessary diagnostic tests for each of these specialties, such as blood tests, radiology, MRI scans and a long list of other services.<\/p>\n<p>The most solid companies in the country have one thing in common: they offer health insurance to their employees.<br \/>\nYou may also think that taking out a company health insurance policy only benefits your employees, but that&#8217;s not true.<br \/>\nWe, as insurance experts, will be happy to advise you on the tax advantages of company health insurance, which are available to companies.<\/p>\n<p>[\/bohe_carousel_son][\/bohe_carousel_father][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; content_placement=&#8221;top&#8221; el_class=&#8221;super-balke-container-small&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; el_class=&#8221;bullets-block&#8221; css=&#8221;.vc_custom_1688822024942{background-color: #63856f !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;<strong>Tailored<\/strong> <em>to your needs<\/em>&#8221; font_container=&#8221;tag:p|text_align:left|color:%2364cebb&#8221; css_animation=&#8221;fadeInRight&#8221; el_class=&#8221;heading-size-1 invert&#8221;][vc_custom_heading text=&#8221;Which coverages are possible with a company health insurance?&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Advantages for the company\n<ul>\n<li>100% deductible from corporate income tax as a social expense.<\/li>\n<li>A tool in salary negotiations.<\/li>\n<li>Motivational element for employees: this is the social benefit most appreciated by employees, as it can be extended to immediate family members.<\/li>\n<li>Reduction of absenteeism due to illness.<\/li>\n<li>Healthy and motivated employees increase their performance and productivity.<\/li>\n<\/ul>\n<\/li>\n<li>Benefits for employees\n<ul>\n<li>No waiting periods: Employees can take advantage of all service and insurance benefits included in the insurance contract from day one. Births are excluded from this.<\/li>\n<li>Employees choose with or without co-payments and with access to the most prestigious contracted doctors, clinics and professionals throughout the country. With the option to choose the modality that best suits you.<\/li>\n<li>At a competitive price: because we know how important it is for every company to have the bottom line.<\/li>\n<li>The company makes a commitment not to cancel the policy after the third year of the term.<\/li>\n<li>Guarantees fast appointments for medical consultations, diagnostic remedies and hospital admissions for surgeries.<\/li>\n<li>Also applies to immediate family members: the same conditions apply to them (spouse and children).<\/li>\n<li>Dental insurance included: at no additional cost; more than 61 different treatments are provided free of charge.<\/li>\n<li>Voluntary allowance for inpatient hospitalisation: from the 3rd day of inpatient stay, you will receive \u20ac80 per day if you have chosen a non-contractual hospital or centre (i.e. public hospital).<\/li>\n<li>The first 500\u20ac for the payment of health insurance contributions for each person included in the contract, spouse and children, are not subject to income tax.<\/li>\n<li>The compatibility of work and family life is promoted by the fact that medical appointments can be made and attended at the most convenient times for each individual.<\/li>\n<li>Access to the best health care with the latest technology.<\/li>\n<\/ul>\n<\/li>\n<li>Which target group is this insurance aimed at?\n<ul>\n<li>To companies and businesses that care about the well-being and health of their employees.<\/li>\n<li>To companies with 3 to 50 employees<\/li>\n<li>To self-employed persons who are not employers. If at least 3 people take out the contract together, provided they both live in the same tariff zone and meet the other SME requirements (at least 3 insured persons).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688822034113{background-color: #63856f !important;}&#8221; el_class=&#8221;details&#8221;][vc_column][vc_row_inner equal_height=&#8221;yes&#8221; el_id=&#8221;tothetop&#8221; el_class=&#8221;backbanner&#8221;][vc_column_inner el_class=&#8221;sterbe-back&#8221; css=&#8221;.vc_custom_1690628535255{background-image: url(https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2023\/06\/betriebs_krankenversicherung-jpeg.webp?id=42675) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1688822209795{margin-bottom: 0px !important;}&#8221; el_class=&#8221;heading-size-4&#8243;]<strong>Seguridad Social<br \/>\nThe Spanish Health System<\/strong>[\/vc_column_text][vc_btn title=&#8221;More info&#8221; color=&#8221;btn-weiter-small&#8221; link=&#8221;url:%23block-one|title:Seguridad%20Social%20The%20Spanish%20Health%20System|&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688822041640{background-color: #63856f !important;}&#8221; el_class=&#8221;details&#8221;][vc_column][vc_row_inner el_id=&#8221;block-one&#8221; el_class=&#8221;blocks&#8221;][vc_column_inner el_class=&#8221;round-center&#8221; css=&#8221;.vc_custom_1654844622964{background-color: #7fa88b !important;}&#8221;][vc_column_text]According to the WHO, the Spanish health care system (Seguridad Social) is among the top ten in the world in terms of health care efficiency.<br \/>\nHowever, it is in a reform phase, which leads to co-payments. This results in a reduction of staff and an increase in waiting lists, and means that emergency services are often overloaded.<\/p>\n<p>Therefore, it is becoming increasingly important and necessary to take out private health insurance that guarantees access to the best health centres and specialists quickly and without waiting lists. Due to this, the number of companies that decide to take care of their most important asset: their employees, is constantly increasing.<br \/>\nThe success or failure of the company\u2019s activities depends to a large extent on them. Their motivation, level of satisfaction, commitment to the company and emotional well-being are among the key factors that affect business productivity.<\/p>\n<p>Therefore, health insurance becomes the most valuable social benefit for both the both the company\u2019s managers and the employees.<br \/>\nCompany health insurance is called Seguro de Salud Pymes in Spain. It is the ideal solution to help small and medium-sized companies take care of their employees\u2019 health by giving them direct access to the network of contracted doctors, clinics and reputable professionals.<\/p>\n<p>With Bohemia Mallorca you will always find the product that best suits your needs and benefit from our unparalleled customer service. You can find us in Mallorca, Ibiza and all over Spain.[\/vc_column_text][vc_btn title=&#8221;Top&#8221; color=&#8221;btn-top&#8221; align=&#8221;right&#8221; link=&#8221;url:%23tothetop|title:top|rel:nofollow|&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688822051666{background-color: #63856f !important;}&#8221; el_class=&#8221;super-balke-container-big&#8221;][vc_column][vc_row_inner el_class=&#8221;super-balke-slider&#8221; css=&#8221;.vc_custom_1688821891136{background-color: rgba(177,211,187,0.65) !important;*background-color: rgb(177,211,187) !important;}&#8221;][vc_column_inner][superbalke_father slides=&#8221;4&#8243;][superbalke_son color=&#8221;rgba(82,66,23,0.54)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>We speak your language<\/em><\/p>\n<p>We advise you in your mother tongue.[\/superbalke_son][superbalke_son color=&#8221;rgba(82,66,23,0.54)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Advice<\/em><\/p>\n<p>Your insurance tailored to your needs.[\/superbalke_son][superbalke_son color=&#8221;rgba(82,66,23,0.54)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Experience<\/em><\/p>\n<p>Many years of experience in the Spanish insurance market.[\/superbalke_son][superbalke_son color=&#8221;rgba(82,66,23,0.54)&#8221; produkt_link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221;]<em>Throughout Spain<\/em><\/p>\n<p>We offer service throughout Spain.[\/superbalke_son][\/superbalke_father][vc_btn title=&#8221;more details&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-down&#8221; align=&#8221;center&#8221; link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221; el_class=&#8221;bohe-open-weitere&#8221;][vc_btn title=&#8221;close&#8221; shape=&#8221;round&#8221; color=&#8221;btn-circle-up&#8221; align=&#8221;center&#8221; link=&#8221;url:%23|title:Car%20insurance|rel:nofollow|&#8221; el_class=&#8221;bohe-close-weitere&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;top&#8221; css=&#8221;.vc_custom_1688822060317{background-color: #63856f !important;}&#8221;][vc_column][vc_row_inner el_id=&#8221;contact-forms&#8221;][vc_column_inner width=&#8221;1\/2&#8243; el_id=&#8221;anfrage&#8221;][vc_btn title=&#8221;Calculate offer&#8221; shape=&#8221;square&#8221; color=&#8221;btn-weiter-small&#8221; align=&#8221;center&#8221; button_block=&#8221;true&#8221; el_class=&#8221;bohe-anfrage-open&#8221; link=&#8221;url:%23|title:Calculate%20offer|rel:nofollow|&#8221; css=&#8221;.vc_custom_1687505071438{margin-bottom: 0px !important;}&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243; 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src=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2023\/07\/calife_by_mgcmutua.png\" class=\"gs-logo--img wp-post-image\" alt=\"CA Life by MGC Mutua seguros Mallorca\" title=\"CA Life by MGC Mutua\" \/>\n\t\t\t\t\t<!-- Logo Title -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<!-- Logo Category -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"gs_logo_single--wrapper\">\n\t\t\t\t<div class=\"gs_logo_single\">\n\n\t\t\t\t\t<!-- Logo Img -->\n\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"127\" src=\"https:\/\/bohemia-mallorca.com\/wp-content\/uploads\/2022\/12\/Caser-Seguros-Mallorca-Versicherung-Spanien-e1743351789482.png\" class=\"gs-logo--img wp-post-image\" alt=\"Caser seguros\" title=\"Caser\" \/>\n\t\t\t\t\t<!-- Logo Title -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t<!-- Logo Category -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\n\t\t\t<div class=\"gs_logo_single--wrapper\">\n\t\t\t\t<div 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